Commercial New York Truck Insurance

Comprehensive New York Truck Insurance Solutions

• Primary Liability: In the event of a truck accident, this coverage option protects you from property damage or injury to other individuals. State and federal authorities require this protection to ensure safety and compliance on the road. Whether you’re navigating through Manhattan’s busy streets or the rural roads of upstate New York, primary liability is a must-have for all commercial truck operators.
• Motor Truck Cargo Coverage: As a transporter in New York, protecting your cargo is crucial. Motor truck cargo coverage ensures that the goods you transport are safeguarded against damage or loss. From high-value electronics to essential goods, this coverage includes a per-vehicle maximum load cap, providing peace of mind that your cargo is insured against unforeseen events.
• General Liability: General liability insurance is vital for covering injuries and property damage that occur on your property or as a result of your operations. This coverage is essential for New York businesses, whether you operate in bustling areas like New York City or quieter regions like the Adirondacks. It covers various scenarios, including contractual liability, electrical work, plumbing, and more.
• Comprehensive Physical Damage and Collision Coverage: Your truck and trailer are significant investments, and protecting them is essential. Comprehensive physical damage and collision coverage safeguard your vehicles against a range of risks, including collisions, fires, theft, hail, windstorms, earthquakes, floods, mischief, or vandalism. This coverage ensures that you can quickly recover and get back on the road after any incident.
• Non-Trucking Liability/Bobtail Coverage: For owner-operators leasing to an ICC-regulated carrier, Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance when the truck is not under dispatch. This coverage is crucial when your vehicle is off-duty, offering protection even when you are not actively hauling a load.
• Workers’ Compensation Insurance: Ensuring the safety and well-being of your drivers is paramount. Workers’ compensation insurance covers medical expenses and lost wages for employees who get injured on the job. This coverage is particularly important in New York, where regulations mandate strict compliance to protect workers’ rights.
• Roadside Assistance: Roadside emergencies can be costly and disruptive. Our roadside assistance services help you address unexpected breakdowns, tire changes, towing, and other related issues promptly and efficiently. Whether you’re stuck on the Long Island Expressway or on a remote road in the Catskills, we provide the support you need to keep your operations running smoothly.
• Pollution and Hazardous Materials Liability Coverage: Transporting hazardous materials comes with significant risks. Our pollution and hazardous materials liability coverage ensures you are protected against incidents involving environmental damage or contamination. This coverage is vital for New York operators dealing with regulated materials, providing protection and compliance with state and federal laws.
• Customized Bonds for Performance: Certain contracts may require unique bond arrangements based on performance. Whether you need performance bonds for specific projects or other guarantees, we can create customized bond solutions tailored to your business needs, ensuring you meet all contractual obligations.

Insurance for all cities in New York

We’re excited to announce that we offer truck insurance across all cities in New York, including:

• Albany
• Brentwood
• Buffalo
• Cheektowaga
• Hempstead
• Irondequoit
• Levittown
• Mount Vernon
• New Rochelle
• New York
• Niagara Falls
• Rochester
• Schenectady
• Syracuse
• Tonawanda
• Troy
• Utica
• West Seneca
• White Plains
• Yonkers

Additionally, we have permission to conduct business in the surrounding states, such as New Jersey, Pennsylvania, and Vermont.

Call us at 866-989-8998 and get a free quote for your New York truck insurance. Drive with confidence.