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Minnesota Truck Insurance: Protecting Your Fleet in the Land of 10,000 Lakes

Appearing as the Land of 10,000 Lakes, Minnesota serves as a center for a variety of sectors, encompassing industrial, logistics, and agricultural practices. Heavy-duty truck insurance is essential to protect businesses from a variety of risks on the state’s vast network of rural and interstate routes. Royalty Truck Insurance offers comprehensive Minnesota truck insurance tailored to meet the unique demands of trucking operations in this vibrant state.

We can help you understand the complexity of state and federal rules that regulate the sector, ensuring that you stay compliant and avoiding any possible financial or legal ramifications because of being underinsured. It’s never been simpler to obtain comprehensive Minnesota truck insurance coverage. Call us at +1 866-989-8998 or use our online platform to get a free quote. Our devoted team is ready to offer you a quick and simple estimate that fits your needs. Rely on us to protect your company with the appropriate insurance policies.

Comprehensive Minnesota truck insurance

  • Liability Insurance: In Minnesota, truck drivers are expected to have this coverage to safeguard themselves against accidents resulting in bodily injury and property damage. This crucial coverage safeguards your financial stability. With our flexible coverage options, you can set up insurance for small fleets as needed. This approach will help you manage premiums effectively and align the operations of your insurance with your company. For larger businesses, we offer broad-form truck insurance, which covers your entire fleet without the need for individual schedules.
  • Physical Damage Coverage: Protect your trucks from Minnesota’s diverse weather conditions, including harsh winters and icy roads. Physical damage coverage includes both comprehensive and collision insurance, protecting your vehicles from collisions, theft, and natural disasters.
  • Cargo Insurance: If you’re in the trucking industry, insuring your goods is crucial. Damaged or missing goods can significantly impact your finances. Our motor truck cargo insurance covers these losses and handles claims on your behalf.
  • Non-Trucking Liability Insurance: When your truck isn’t being used for business purposes, non-trucking liability insurance offers essential coverage. This protection ensures your vehicle’s safety when used for personal or other non-commercial activities in Minnesota.
  • Insurance for Trailer Interchange: This insurance provides coverage for trailers that you do not own for truck drivers operating in Minnesota under trailer interchange agreements. It is necessary for adaptable operations, guaranteeing the safety of any trailers that are hired or borrowed.
  • Workers’ Compensation: Minnesota law mandates workers’ compensation insurance to cover medical expenses and lost wages for drivers injured on the job. This coverage ensures your team stays protected and your business complies with state regulations, maintaining smooth operations.

24/7 commercial roadside assistance

We provide 24/7 roadside assistance, giving you peace of mind. Your drivers will always have assistance with a simple phone call. Our help services are constantly accessible to give timely and dependable assistance, whether they require a tow, a new tire, fuel delivery, or the skills of a mobile technician. Avoid allowing unplanned failures or emergencies to interfere with your business. Choose wisely to ensure your business’s protection on the road.

Insurance for all cities in Minnesota

We’re excited to announce that we offer truck insurance across all cities in Minnesota, including:

  • Apple Valley
  • Blaine
  • Bloomington
  • Brooklyn Park
  • Burnsville
  • Coon Rapids
  • Duluth
  • Eagan
  • Eden Prairie
  • Edina
  • Lakeville
  • Maple Grove
  • Maplewood
  • Minneapolis
  • Minnetonka
  • Plymouth
  • Richfield
  • Rochester
  • St. Cloud
  • St. Paul

Additionally, we have permission to conduct business in the surrounding states, including Iowa, Michigan, and Wisconsin.

In addition, we provide unique coverage choices for various kinds of commercial trucks. No matter what kind of specialty vehicle you drive—dump trucks, tow trucks, box trucks, or anything else—we have the knowledge and coverage choices to keep you safe on the road.

Don’t let unexpected events disrupt your business; trust Royalty Truck Insurance to protect your livelihood. Contact us today to learn more about our comprehensive coverage options and get a quote tailored to your needs. Our dedicated team is here to assist you every step of the way.

Call +1 866-989-8998 to acquire the comprehensive and affordable Minnesota truck insurance your company requires to function confidently and efficiently.