Commercial New Mexico truck insurance

Coverage Options for New Mexico Truck Insurance

Our customized New Mexico Truck Insurance offerings help you get the exact coverage for your business to help protect against the different risks that your business faces. Some of our other core coverage options include:

• Liability Coverage: Liability coverage is the primary coverage available on your truck policy. So this covers liability for bodily injury and property damage, and it helps shield you financially if you cause an accident. New Mexico varies widely from high-traffic urban areas to rural roads, and due to this, your liability demands may be more distinctive than throughout the country.
• Physical Damage Coverage: Protect your trucks from collisions, theft, vandalism, and weather damage with physical damage coverage. That is particularly useful in New Mexico, where your fleet may be dealing with changing weather and long hauls through desolate areas. Our comprehensive and collision coverage ensures complete protection for your vehicles.
• Cargo Insurance: Your business centers on moving goods, but that means ensuring the safe delivery of your cargo is paramount. Cargo insurance will protect against accidents, theft or other damages that may occur, relieving you from the financial loss of goods transported. This coverage is critical for the many clients in New Mexico’s agricultural and industrial sectors, for whom trucking is a cornerstone of logistic efficiency.
• Non-Trucking Liability Insurance: Non-trucking liability insurance provides coverage for your trucks when they are not being used for business purposes. This includes when your drivers are using the truck for personal reasons. It ensures that you are protected even when your trucks are off-duty, maintaining comprehensive coverage at all times.
• Trailer Interchange Insurance: If you operate using trailers that you do not own but are under a trailer interchange agreement, trailer interchange insurance is essential. It covers physical damage to these trailers, ensuring you are not financially responsible for damages that occur while they are in your possession.
• Workers’ Compensation Insurance: Providing workers’ compensation insurance for your drivers is not just a legal requirement but also a moral one. It covers medical expenses and lost wages for drivers injured on the job, ensuring they receive the care they need and helping you avoid potential legal issues.
• Roadside Assistance: Breakdowns and other roadside issues can cause significant delays and costs. Our roadside assistance coverage ensures your drivers receive prompt help for issues like towing, tire changes, and jump-starts. This service is particularly valuable in New Mexico, where some areas are remote and assistance may not be readily available.

Insurance for all cities in New Mexico

• Alamogordo
• Albuquerque
• Artesia
• Carlsbad
• Clovis
• Deming
• Farmington
• Gallup
• Hobbs
• Las Cruces
• Las Vegas
• Los Alamos
• Los Lunas
• Lovington
• Portales
• Rio Rancho
• Roswell
• Santa Fe
• Silver City
• Sunland Park

We also have licenses for the states neighboring New Mexico: Arizona, Colorado, Texas, and Utah.

Getting a quote from us is quick and easy. Call us at 866-989-8998 or visit our website to get a free online quote for your New Mexico truck insurance. We streamline the process so you can get the coverage you need without any hassle.