Bobtail & Non-Trucking Liability Insurance

In the case of an accident while the driver/truck is not under dispatch and on personal time, Non-Trucking Liability Insurance will compensate for property damage or bodily harm. The coverage is in the form of an endorsement on a commercial policy and can be used with or without a trailer.

Bobtail Insurance is comparable to non-trucking liability insurance in that it covers you when you’re bobtailing, or driving a truck without a trailer. Bobtail insurance protects the tractor when it isn’t hitched to a trailer, regardless of whether the truck is on the road.


What is Bobtail Insurance, and how does it work?

Bobtail insurance is a sort of commercial liability insurance that covers hazards associated with driving trailer vehicles that aren’t equipped with one. When a driver is involved in an accident that causes property damage or personal harm, the policies of this insurance apply.

You have the option of purchasing bobtail insurance.

However, we recommend that you first consult with your benefits broker or HR, as your employer is required to obtain bobtail insurance for its drivers.

Furthermore, bobtail and semi-truck insurance policies provide a more complete level of protection. This legislation does not only apply to trucks, but also to semi-trucks operating in bobtail, as the name implies.

Bobtail insurance, in most cases, is only for cargo trucks. However, some customers have reported that their farm tractors, commercial tractors, food trucks, dump vehicles, and even skid steers are covered under this clause.

Another type of insurance that drivers are given is trucker’s insurance. You may believe that having a bobtail insurance policy is unnecessary or superfluous if you have this. This isn’t the case at all. Only negative situations arising from actions not directly related to driving a truck are covered under trucker’s liability insurance. With his truck, the driver is doing something that has nothing to do with the main corporation.

If you’re not sure what we’re talking about, consider this: bobtail insurance covers just driving-related mishaps when the truck is in bobtail mode, whereas truckers liability insurance covers accidents caused by the driver doing something with his vehicle that isn’t related to the parent firm.

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The Price of Bobtail Insurance

What is the price of bobtail insurance? On average, bobtail insurance costs $30 per month or $360 per year for a coverage limit of $1 million dollars. Of course, like with any type of insurance, the cost of bobtail truck insurance varies from one company to the next, so keep that in mind.

This is, however, merely a broad overview of market price. Different risk factors influence the cost of bobtail liability insurance, including driving history, coverage limits, the extent of trailer-less use during the contracting process, company size, years in business, annual revenues, location, number of trucks owned and operated by the company, claims history, drivers history, number of employees, and so on.

When commercial insurers calculate your bobtail liability insurance quotes, they take these risk variables into account.

So, how can you keep bobtail insurance premiums low? We propose bundling policies, maintaining a clean driving record, and ensuring that the truck is in excellent condition. You can save money on premiums by using these tactics.

Comparing quotes can also help you save money on premiums by allowing you to select the cheapest bobtail insurance and the most comprehensive bobtail insurance coverage. This strategy allows you to find the policy that best meets the needs of your company, ensuring that you don’t overpay for coverage. Simply click the Get Quotes button on our website to begin comparing quotes.

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