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Kentucky truck insurance: Your reliable partner

Since its establishment in 1999, Royalty Truck has built a robust legacy as a reliable supplier of extensive insurance solutions for the shipping and transportation sectors. Our expertise lies in safeguarding businesses against unforeseen financial strains and liabilities stemming from accidents.

Rely on our comprehensive selection of Kentucky truck insurance plans to provide your company with the full protection required to minimize the inherent risks of trucking operations. We understand that managing risk is crucial for the safety and success of your operations. We offer risk management services customized for you. This includes safety training for drivers, planning to handle risks, and making sure everything runs smoothly and safely.

We offer a variety of payment plans to suit your financial needs. Our goal is to help you manage your expenses without losing out on good coverage.

It’s important to follow state and federal regulations to avoid fines and legal trouble. Our team stays updated on the latest rules and gives you advice and support to keep you compliant.

Each of our clients is paired with a dedicated account manager who offers personalized assistance. This means you’ll always have someone who understands your needs and ensures that all your insurance requirements are met efficiently and effectively.

When it comes to protecting your business, you can trust us to provide the right insurance options. We’re here to offer peace of mind, knowing that your business is secure and protected.

Insurance for all cities in Kentucky

We’re excited to announce that we offer truck insurance across all cities in Kentucky, including:

  • Ashland
  • Bowling Green
  • Covington
  • Elizabethtown
  • Florence
  • Frankfort
  • Georgetown
  • Henderson
  • Hopkinsville
  • Jeffersontown
  • Lexington
  • Louisville
  • Madisonville
  • Newburg
  • Owensboro
  • Paducah
  • Pleasure Ridge
  • Radcliff
  • Richmond
  • Valley Station

We have permission to conduct business in the surrounding states, such as Illinois, Indiana, Missouri, Ohio, Tennessee, and Virginia.

Reliable liability insurance

We know that protecting your fleet can be tough and costly. That’s why our Kentucky truck insurance lets you choose flexible coverage options. You can customize your policy to fit your exact needs, making it easier and more affordable for you. For smaller businesses, we take a hands-on approach, with our brokers working closely with you to gain a deep understanding of your vehicle usage patterns and requirements. This guarantees that your insurance coverage precisely matches your individual requirements. For larger corporations, we present a streamlined and all-encompassing broad-form policy, eradicating any potential coverage loopholes. Recognizing the importance of compliance with federal regulations, we guarantee that the coverage limits for trucks with a Gross Vehicle Weight Rating (GVWR) of 10,000 pounds or more meet the minimum requirements, typically starting at $750,000 and subject to variations based on state regulations. Regardless of your fleet’s size, we provide the coverage options and support necessary to protect your vehicles and business operations effectively.

Keeping your cargo safe

Motor truck cargo insurance enables your company to protect against the loss or damage of transported goods. Our adaptable insurance options provide thorough protection at affordable costs, guaranteeing your protection.

24-Hour Roadside Assistance

Take advantage of our Kentucky truck insurance, which offers 24/7 servicing options to ensure uninterrupted business operations, particularly during driver-related mechanical issues. Rely on our reliable and efficient assistance, available 24/7, to provide a wide range of comprehensive services, including fuel delivery, tire replacement, jump starts, and towing. Have confidence in our capability to help your company overcome unexpected challenges and ensure uninterrupted operations without interruption. Trust in our ability to provide essential assistance, guaranteeing seamless business continuity around the clock.

Quick quotes

We understand the importance of punctuality in the shipping and transportation sectors. We offer fast, straightforward quotes either over the phone or online, enabling you to obtain the desired coverage promptly. Our efficient process ensures swift access to the necessary protection, freeing you to focus on your business operations. Count on us to swiftly and seamlessly fulfill your insurance requirements. Contact us to get a free quote for your Kentucky truck insurance.