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Idaho Truck Insurance: Safeguarding Your Fleet

Don’t gamble with your business—select the appropriate Idaho truck insurance. We offer liability coverage for your drivers, fleet, cargo, and operations. Our extensive selection of options empowers you to tailor decisions to fit your unique needs and business scale. Our commitment to service has never faltered since our founding in 1999; we go above and beyond the responsibilities of your typical commercial insurance provider.

Comprehensive Coverage Options for Idaho Truck Insurance

  • Liability Insurance: Federal and state insurance compliance is one of the most expensive parts of the transportation sector. As required by law, you must provide valid proof of coverage to the government. However, not all insurance providers offer the same level of coverage; our Idaho truck insurance guarantees comprehensive and adaptable coverage at affordable rates, ensuring your company remains compliant without unnecessary expenses. We offer our Idaho truck insurance policies on a per-vehicle basis, providing flexibility to adjust coverage levels as needed. For larger fleets, we advise opting for greater coverage to mitigate the risk of defaults and underinsurance. Depending on the vehicles you operate and the cargo you carry, you have the option to include individual endorsements and alternative coverage, such as pollution liability.
  • General Liability Coverage: This coverage is one piece of our Idaho truck insurance protection puzzle for your commercial trucks. This is essential for your business to be compliant in Idaho. That’s why we provide comprehensive general liability coverage in order to protect your business against bodily injury and property damage claims.
  • Worker’s Compensation, Bonds, and Roadside Assistance: Depending on your trade, you may need to carry bonds for gasoline taxes or the Motor Carrier Authority. We can swiftly obtain bonds, ensuring that your company remains in good regulatory standing. In addition, we offer a complete worker’s compensation policy that protects your company from occupational injury liability while also preserving your employees’ capacity to earn in the future. When your drivers get into trouble, you can help them stay on time by providing quick, responsive roadside assistance when you need it the most.
  • Physical Damage Coverage: Protect your truck from Idaho’s varied weather conditions and rugged terrain. This coverage includes both comprehensive and collision insurance, ensuring your vehicle remains safe from collisions, theft, and natural disasters.
  • Cargo Insurance: Cover your goods while you drive those vast expanses of Idaho with cargo insurance. This coverage provides complete protection if your agricultural products are damaged or lost while being transported or delivered as loose goods.
  • Non-Trucking Liability Insurance: If you are on the road doing things that are not business-related, non-trucking liability insurance will keep you covered. With this protection, your coverage remains in place for personal or other non-commercial use in Idaho.
  • Trailer Interchange Insurance: Covers trailers under a trailer interchange agreement in Idaho if you do not own the trailer. This is essential for flexible operations and keeping any borrowed or rented trailers covered.

Insurance for all cities in Idaho

We’re excited to announce that we offer truck insurance across all cities in Idaho, including:

  • Ammon
  • Blackfoot
  • Boise
  • Burley
  • Caldwell
  • Chubbuck
  • Coeur d’Alene
  • Eagle
  • Garden City
  • Hayden
  • Idaho Falls
  • Jerome
  • Lewiston
  • Meridian
  • Moscow
  • Mountain Home
  • Nampa
  • Pocatello
  • Post Falls
  • Rexburg

We have permission to conduct business in the surrounding states, such as Montana, Nevada, Oregon, Utah, Washington, and Wyoming.

Quick and cheap estimates

In the shipping industry, Royalty Truck Insurance Services understands the necessity of quick turnaround and cheap overhead. Our fast and affordable estimates ensure you are never left waiting for coverage. Our insurance experts know how to ensure fast and efficient processing of your applications and deliver a plan that serves your personal trucking needs in Idaho. Contact us for a free quote.