What can the agency ask me to provide an insurance quote?

There are numerous details that an insurance agent must be aware of when preparing a commercial car insurance quote for your company. Use this guide to ensure you’re prepared when quoting for a commercial truck.

Your current commercial vehicle insurance policy

Bring a copy of your current company’s vehicle insurance policy’s declarations page (the front page). This provides the agent with a starting point for understanding what insurance you require and how your commercial car insurance estimate can be customized according to your individual needs.

Vehicle Details

Make a list of all the vehicles you want covered by the commercial truck insurance coverage, if your current policy doesn’t already do so, including:

  • Make
  • Model
  • Year
  • Cost when new
  • Gross vehicle weight
  • Current mileage
  • Vehicle identification number (VIN)

Tell the agent how your company uses the vehicle as well. The overall premium will be affected by this. You must let them know if you personally operate the truck, what of freights you can have to determine if there are special commodities listed or not.

Driver Information

For each driver, include:

  • Legal name
  • Date of birth
  • Driver’s license number

The insurance company will contact your state’s DMV and review driving records for each person on your list. This information is kept confidential.

Loss History

Provide commercial vehicle insurance claims you have made in the past three years. If you’ve been without a serious loss in that time, your business car insurance quote and premiums will probably be lower than otherwise.

Now when you are ready to quote, just click on the GET A QUOTE button and follow few steps.

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