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quote-buttonCustomized Tow Truck Insurance Policies

Royalty Truck Insurance agents specialize in crafting custom tow truck insurance policies to customers nationwide. Agents can optimize policy coverage levels and premiums based on the number of tow trucks and what capacity the vehicles are used

Common Tow Truck Insurance Riders

Good tow truck insurance policies usually consist of some combination of the following riders. Coverage amounts may vary, and some may be set set at levels regulated by state law.

Basic Coverage

  • Primary liability coverage
  • Bodily injury
  • Property damage
  • Medical payments

Enhanced Coverage

  • Physical damage
  • Collision
  • Comprehensive
  • Uninsured motorists

Riders Designed for Tow Truck Businesses

  • Garage keepers insurance
  • On-hook towing coverage

Garage Keepers for Companies Using Tow Trucks

This policy provides protection for customer’s vehicles should anything occur while they are parked in your auto repair shop, garage, or stored anywhere on your business property. Vehicular cargo can get pretty expensive if damaged, and this coverage protects the policyholder from liability.

On-Hook Towing

This policy rider will provide insurance coverage if an accident or damage occurs to customer’s vehicles while in tow. Policy holders are protected from costs associated with damaged customer vehicles.

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