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Common Tow Truck Insurance Riders
Good tow truck insurance policies usually consist of some combination of the following riders. Coverage amounts may vary, and some may be set set at levels regulated by state law.
- Primary liability coverage
- Bodily injury
- Property damage
- Medical payments
- Physical damage
- Uninsured motorists
Riders Designed for Tow Truck Businesses
- Garage keepers insurance
- On-hook towing coverage
Garage Keepers for Companies Using Tow Trucks
This policy provides protection for customer’s vehicles should anything occur while they are parked in your auto repair shop, garage, or stored anywhere on your business property. Vehicular cargo can get pretty expensive if damaged, and this coverage protects the policyholder from liability.
This policy rider will provide insurance coverage if an accident or damage occurs to customer’s vehicles while in tow. Policy holders are protected from costs associated with damaged customer vehicles.