General Liability Insurance

General liability insurance is the most basic form of commercial truck insurance for businesses, motor carriers or fleets.

In many cases, general liability insurance represents the minimum coverage amount required by Federal law. This type of commercial insurance is intended to protect other people and property in case of accidents on the road. Proof of financial responsibility is required for most businesses  operating in the United States—general liability insurance provides this proof.

Commercial General Liability Insurance

Commercial general liability insurance is designed to cover the general public and protects motor carriers or trucking companies from damages that my occur due to normal operations.

General Business Liability Insurance

General business liability insurance will not cover against all public damages the business my cause or partially cause, but it will protect against litigation in most instances, up to a certain amount set by you and your insurer.  General business liability insurance is a must for most incorporated businesses in the U.S.

Motor Carrier Insurance

General liability insurance is the minimum amount of commercial truck insurance required by law, so its coverage is very basic. Other motor carrier insurance policies exist and can be added to secure additional protection. Occupational accident insurance or workers compensation are other types of motor carrier insurance that businesses usually need in addition to general business liability insurance.

Distinction between General Liability Insurance for Trucks and Businesses
The terms “trucking liability insurance” and “general liability insurance” are sometimes used to describe the same policy, but there is a distinction. General liability is most often used to describe general business liability coverage. This coverage protects businesses in from litigation that may occur as a result of their daily operations.  Trucking liability insurance or primary liability is used to refer to the basic liability coverage that serves as the core of a truck insurance policy.

Royalty Truck Insurance provides commercial insurance to motor carriers and fleets and can include this general liability coverage for your business when drafting your company’s related commercial insurance.

Talk to an agent for more general liability info and free commercial truck insurance quotes!