Dump Truck Insurance

Dump truck insurance is one of the most commonly sought-after forms of specialty truck insurance.

After all, he dump truck is one of the most iconic construction vehicles, right up there with the cement mixer and crane. It is not at all uncommon to see a young child playing with a yellow, toy dump truck in the sandbox—they are fun, powerful and just downright cool.
But to really love your dump truck is to protect it with top quality dump truck insurance.

Just as the dump truck is special in the trucking industry, so too is the trucking insurance to cover it. When choosing dump truck insurance, it is crucial to make certain that every aspect of your business is covered, and dump truck insurance from Royalty is designed to do just that.

Big Truck Insurance

Dump truck insurance is specialized big truck insurance because the actual truck operates much differently than typical semi trucks used for hauling goods. The trailer itself is a moving part, which requires that the trucking insurance covers the extra risk involved in operating it to load and unload cargo.

The cargo that’s found in a dump truck is typically less assorted than that being carried by a building materials hauler or semi truck.

Dump trucks usually haul aggregate—a sedimentary compound that consists of dirt, mulch, gravel, rock, asphalt and concrete in various combinations. The value of this cargo is pretty low, much less than what is usually carried by an 18-wheeler. To a certain degree, big truck insurance companies provide dump truck insurance packages to prevent the higher cost of fluctuating rates for varying cargo loads.

Who Should Get Dump Truck Coverage?
Businesses that own and deploy one or more dump trucks should purchase good quality dump truck insurance, as well as independent owners or private truckers with dump trucks who are operating under their own authority.

You Might Also Consider…
Comprehensive insurance is the most complete way to insure your truck since it will pay for damages caused by the driver, as well as those caused by vandalism, theft, fire, or other dangers associated with operating expensive equipment.

Talk to an agent today for more information about dump truck insurance or to obtain free truck insurance quotes!