Physical damage is coverage you want included in your policy if you want to protect your own vehicle from loss or damage caused by things like accidents, fire, theft or vandalism. Tractors and trailers require separate coverage in the commercial trucking industry since trailers so often change hands, but if [...]
Royalty agents bind policies for drivers or trucking companies using some of the best industry A-Rated commercial insurance providers.
Licensed in California
Our agents are licensed in California, experienced with state regulations and coverage limits and handle all state-specific filings.
Same Day Filings*
Our agents handle your filings the day you take out a policy with us and can consult you on what proof you should carry in your vehicle.
California Truck Insurance from Royalty
The Golden State is the birthplace and home of Royalty Truck Insurance—our company began by providing custom truck insurance policies in the Los Angeles, CA area. Drivers from the third-largest state in the United States will want to make sure they’re covered north to south.
California Truck Insurance Filings
Who wants to worry about paperwork? Let Royalty Truck Insurance do it for you. Filings required by California include:
The ICC Filing is Federal filing necessary for all for hire truckers in order to carry loads across state lines. Proof of the FMCSA-mandated $750,000 minimum primary liability coverage for personal injury and property damage protection is required, along with your USDOT number.
The MCS-90 is a form that shows the driver or motor carrier has commercial truck insurance that at least meets the minimum coverage levels for bodily injury and property damage required by Federal law. Though not insurance itself, the MCS-90 is proof the commercial party has made appropriate filings and showed valid truck and cargo insurance that meets the regulations of the FMCSA and their state or registration. The MCS-90 is required to be in the truck cabin, attached to proof of their appropriate policies.
You can check out the MCS-90 form from the FMCSA site.
The BMC-34 filing is a document that shows trucks or motor carriers are covered with motor truck cargo insurance that meets regulations set by the FMCSA or state laws.
The MCP-65 is a commercial filing specific to the state of California. Commercial truck drivers are required register for a unique Motor Carrier Permit and a Carrier Identification Number in CA. The MCP-65 serves as proof to the California DMV that drivers or motor carriers have obtained appropriate levels of truck insurance required by Federal and California law.
California TL 672 Certificate
The TL 672 certificate, similar to the TL 676 filing, except it serves as proof of motor truck cargo coverage rather than personal injury or property damage liability. The TL 672 is a filing specific to household goods haulers or moving truck companies in the State of California. It is submitted to the California Public Utilities Commission and certifies that the driver or household goods carrier has adequate cargo insurance to meet state and federal regulation.
Check out more specifics for moving companies via the California Public Utilities Commission.
California TL 676 Certificate
The TL 676 certificate, similar to the TL 672 filing, except it serves as proof of primary liability levels rather that motor truck cargo coverage. The TL 676 certificate is a filing specific to household goods haulers or moving truck companies in the State of California. It is submitted to the California Public Utilities Commission and certifies that the driver or household goods carrier has adequate primary liability truck insurance to meet state and federal regulation.
Check out some more info about household goods carrier filings via the CPUC site.
California Pl 914 Filing
The PL 914 filing is another commercial vehicle filing unique to the state of California. Like the TL 672 Certificate and TL 676 Certificate, it is filed with the California Public Utilities Commission. The Pl 914 is necessary for proof of adequate truck insurance levels for commercial vehicles that transport passengers.
Check out more info about filings specific to passenger carriers via the California Public Utilities Commission.
California TL 1000 Filing
The TL 1000 is similar to the PL 914 filing in that it’s a commercial vehicle filing unique to the state of California regarding passenger transportation. Like the PL 914, it is filed with the California Public Utilities Commission. The TL 1000 is necessary for proof of adequate truck insurance levels for commercial vehicles that offer courtesy transportation to passengers.
Check out more info about California filings specific to passenger carriers via the CPUC.
Form H is similar to Form E, but it applies to motor truck cargo insurance instead of primary liability coverage. Form H is a state insurance filing that declares the driver or motor carrier is carrying sufficient cargo insurance in conjunction with the regulations of their state.
Info coming soon.
The SR-22 is a form that’s submitted to the DMV in your state of registration that serves as proof that you have commercial truck insurance that meets at least the minimum liability levels set by the FMCSA or your local regulations. There’s also a section where your insurance provider guarantees they will notify the DMV if you fail to maintain your policy for a specific duration. The SR-22 certifies drivers and motor carriers will maintain appropriate levels of coverage as long as they are commercially operating.
Fun Facts About California
Fallbrook, the Avocado Capital of the World, grows more avocados than anywhere else in the United States. Other agriculture super centers include Coachella Valley, the Date Capital of the World, and Fresno, the Raisin Capital of the world.
California also produces over 17 million gallons of wine each year. Royalty recommends waiting until you have some downtime from driving to partake.
Two of the ten most populous cities in the country are located in California. These cities are (surprise, surprise) Los Angeles and San Diego. People brave enough to fight the crowds in L.A. might want to pay a visit to the Museum of Neon Art or the Sci-Fi Monster Museum.
Be careful if you decide to stop off in Pacific Grove near Monterey. Molesting butterflies is illegal and can be punished by a $500 fine.
Royalty Agents Bind Commercial Truck Insurance Policies in California
Quotes are always free for state coverage, so call to speak with an agent or get a quote from an agent online today. Royalty will work hard to earn your business and meet your needs. For more information on policies, please visit our main commercial truck insurance page for info on vehicles and businesses insure.
Custom CA Truck Insurance Policies
In California, truck insurance comes in many forms based on vehicle and business diversity—Royalty can provide customized insurance to just about every type of industry or driver in the California trucking industry.
Our agents can sell customer specialized policies tailored to unique vehicles as well, such as tow trucks, dump trucks, tankers and construction vehicles.
Whether you need coverage as an independent driver or blanket coverage for a large fleet, motor carrier or other trucking company, Royalty can provide all of these policies in one easy portfolio.
Check out some fun facts about California and some state specific filings below, then get a fast, free commercial truck insurance quote from an expert Royalty agent.
Trucking Insurance Coverage Made Easy
Commercial general liability insurance is core coverage for your business, insuring against legal liability for bodily injury or property damage another party might claim that occurs on your premises, or as a result of your products, services and other basic operations of your business. Small business trucking companies can save [...]
Primary liability is the root coverage of any vehicular insurance policy and the core coverage required by the FMCSA in order to legally operate. It’s insurance that protects against loss from legal liability for bodily injury or property damage to another party involved in an accident or claim. The FMCSA [...]
Non-trucking liability covers the truck while it’s being operated outside of the scope of normal dispatch, when no motor carrier is in control of it’s direction and the truck isn’t being used for financial gain of the driver. Non-trucking would be beneficial if coverage was desired outside the scope of [...]
Passenger accident coverage insures against medical expenses for guest passengers (who aren’t co-drivers) who are present in the event of an accident. Passenger accident also covers against fatalities and dismemberment. Exclusions and age limitations may apply to this coverage, depending on provider.
Motor truck cargo is insurance for hauled goods or freight. It protects against loss from legal liability for damaged merchandise while in the insured party’s possession during the course of transit. Motor truck cargo can prevent against loss from accident, or equipment failure like refrigeration system malfunctions for perishable goods [...]