Transportation Insurance

At Royalty Truck Insurance, we understand that finding commercial truck insurance that fits your needs exactly can be challenging, but unless you’re ready to pay too much annually for truck insurance or you’re prepared to risk your rig and operator’s license in the event of an accident, it’s a must!

Finding the right truck insurance can be difficult because there are so many specializations in the world of commercial truck insurance.  The specialties exist for a few reasons.  Largely because commercial trucks are used in such varying capacities, and largely because the federal and state governments dictate coverage amounts to protect people from the capacities commercial trucks are used. (more…)

At Royalty Truck Insurance, we provide lots of commercial truck insurance for tow trucks throughout most of the United States.  That said, we’d like to take the opportunity to spend a few paragraphs to salute these fine creations.

Hail the tow truck, quite possibly the best vehicular metaphor for human existence and the perfect ying-yang in the world of commercial trucks (and commercial truck insurance for that matter). (more…)

Royalty Truck Insurance is pleased to announce that we’re now fully operational to offer commercial truck insurance in North Dakota! Yes, that’s right, we continue to expand our areas of expertise to cover more of the continental United States.

We must say, we learned a lot getting licensed to sell truck insurance in North Dakota—much more than just the ins and outs of commercial truck insurance regulations of the state.

We also learned that Cambridge University thinks that North Dakota is the friendliest state in the Union, based on an official study they conducted. We’re still not sure if the study was based on manners or crime rates, but either way, it’s pretty cool if you ask us! (more…)

Additionally, there are lots of different employment situations for commercial truck drivers—those that work independently and contract themselves out vs. those that work for motor carriers. In different instances, the burden of financial responsibility falls on either the operator or motor carrier.

But in reality, commercial truck insurance doesn’t have to be that confusing.  In essence, required commercial truck insurance varies based on the size of the truck, the cargo and type of carrier. (more…)

The California Court of Appeals has just dropped the gavel on a four-year-old case that could have been avoided altogether with better customer service from a truck insurance company serving California.

The ruling was in favor of the commercial truck insurance company, who defendant and Los Angeles resident Roland Polanco accused of negligence that resulted in his arrest that allegedly triggered a seizure and cost him further medical bills.  The commercial truck insurance agent allegedly failed to call Polanco’s bank to verify his identification after receiving call from Polanco’s girlfriend and learning the bank had authenticity concerns regarding a check they had issued to him.

Polanco suffered a neurological disorder and is currently receiving checks from a workers compensation insurance policy the truck insurance company covered him under.  Only later, after Polanco was arrested and suffered a seizure, did the insurance agent call Los Angeles police to verify the authenticity of the check. (more…)

Just as the current trend in American cinema is to take advantage of 3D technology to give films a greater impact on audiences and garner them more overall attention, so has the 3D concept begun to permeate the marketing and advertising world.

Mobile billboards have been a popular form of advertising for years, as they allow trucking companies to gain some extra revenue and are usually a lower cost to advertisers than traditional billboards, as installation and maintenance of vehicle-sized ads are substantially less than their building-sized counterparts.  Studies have also shown that mobile advertising is effective, gaining a significant amount of consumer attention that’s in line with that of traditional billboards. (more…)

Bad road conditions that come with the holiday winter months like snow, ice, wind, fog and rain can all be unwanted additions to your route.  Preparation and awareness can help ease your mind during your journey through winter wonderlands.  Making sure that your insurance is up-to-date is one of the first things you should assess going into the winter months, especially when traveling through areas where you’ll be inclined to tackle the poor road conditions.

We want to make sure that you are fully covered and prepared to conquer any road and weather condition you may encounter.  The last thing you want is to be unprepared, uninsured, or worse under-insured in an emergency situation.  Give us a call today or get a new quote, so that we may evaluate your insurance plan and make sure that you are efficiently covered in all necessary aspects of your insurance.

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