Transportation Insurance

Mar

Trucking News: Businesses Seek Cheaper Alternatives to Crude Oil

Posted by Truck Insurance Specialist at 4:24 pm

Natural Gas Storage

Like the blooming of flowers, baby animals breathing their first breath, and the start of Baseball season, skyrocketing fuel prices signal the beginning of spring.

Yes, every year around this time, gasoline begins to increase day-by-day, week-by-week, regardless of who is president, what the foreign situation is, and who America is at war with. This trend can be attributed to a few causes, but namely it is believed it is rising to meet the impending summer fuel consumption when family vacations and teenagers out of school create an increased demand for gas. (more…)

Feb

Lancaster Trucking Company Charged with Forcing Drivers to Falsify Logs

Posted by Truck Insurance Specialist at 5:37 pm

A few weeks ago, I wrote about the change in hours of operations for the commercial trucking industry, mentioning that very heavy fees could be charged to lawbreakers. There was an accompanying piece where I expressed my opinions about the benefits and shortcomings of the bill. To recap, regulations are being enacted to make the roads safer by restricting how many hours per week truck drivers are allowed to drive before taking an extended rest period.

Well, it appears that one particular Pennsylvaniatrucking company is not following the law. InLancasterCounty,PA, D.A. Landis Trucking, Inc. has been caught cooking the books. The company is being charged with having their drivers keep false records in their logbooks from January 2007 through November 2009. They also have additional charges from the U.S. Department of Transportation for making false statements.

The owner, D.A. Landis, continually disregarded safe driving procedures by encouraging his commercial truck drivers to operate on their own preferred shifts, rather than ones within the legal confines of the USDOT. And to cover this crime, drivers were told to prepare two sets of logbooks, one for personal compensation and one to present to the USDOT to conceal the wrongdoings.

If found guilty, the maximum penalty for the company is up to 5 years probation and fines up to $5.5 million, while Landis himself could wind up serving 5 years in prison.

In my Opinion Piece, I mentioned that drivers were upset that the changes to the laws forced them to sometimes maintain strange hours to stay in compliance. But the goal is road safety, for truckers and other drivers, so the government will strictly enforce these laws and penalize them appropriately.

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Sep

Commercial Truck Insurance: A Guide To Non-Trucking Liability

Posted by Truck Insurance Specialist at 2:22 pm

Liability insurance is designed to protect motorists who are found to be not at fault in an accident. Most every state in the United States requires at least liability coverage in order to operate a motor vehicle. Without liability insurance, motorists would be at risk of being forced to pay for damages caused by others or seek compensation through civil litigation.

Commercial trucks are also required to carry liability insurance. In most cases, motor carriers have a primary liability policy in place to cover the drivers who work for them. This coverage also often extends to the independent owner/operators who haul their goods on a contract basis.

Primary Liability Coverage Ends When The Job Is Done

Once the job is done and the trailer is detached, the independent driver will find his or herself without that coverage. Primary liability only covers independents when they are on active dispatch and does not even cover return trips from successful hauls.

Because liability insurance is required by law and having liability insurance is simply common sense, independent drivers need to find a way to keep themselves covered when off the job. This is known as non-trucking liability insurance.

Non-Trucking Liability

Non-trucking liability is a handy form of commercial truck insurance because it works just like a primary liability policy when a driver’s contracted employer’s coverage is invalid. It also saves drivers money because they only pay for it when they are not otherwise covered.

Additional Concerns

For full protection you will want to also purchase a comprehensive coverage policy to cover the cost of damages to your own truck, which liability insurance does not cover.

Want to read more about commercial truck insurance blogs? Why not learn more about various truck insurance coverage options?

Aug

Commercial Truck Insurance: Guide to Getting the Right Coverage

Posted by Truck Insurance Specialist at 11:05 am

The commercial truck industry is one of the most diverse and highly regulated industries in the United States. This is because commercial trucks can be used for such a wide variety of applications and all will mandate different truck insurance coverage amounts. Trucking companies haul standard or household goods, garbage, building materials, refrigerated produce, hazardous materials, and fuel, to name just a few of the many ways commercial trucks are utilized.

This degree of specialization has spilled over into the commercial truck insurance industry. With so many different ways that commercial trucks are used, some special types of insurance are needed. Here’s a comprehensive guide to the most typical types of policies.
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Jul

Commercial Truck Insurance: Protecting Personal Assets

Posted by Truck Insurance Specialist at 4:39 pm

Got Truck Insurance?

Protecting personal property is important to all of us. For independent commercial truck drivers, that importance is compounded by the fact that not only is that personal property (such as their trucks) very expensive, but it is also their primary means of making a living—it’s important to be meticulous with your truck insurance policy to know when your equipment is covered and when it could be in jeopardy.

If damage to an independent owner/operator’s truck does occur, it may result in hefty repair bills or force the driver to purchase an entirely new vehicle. Neither of those options are good scenarios for drivers who probably don’t have the money for such financial burdens, considering they can reach the $100,000 range.

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Royalty Truck Insurance is one of the most respected truck insurance companies in United States. We have been providing competitive truck insurance quotes and policies for all types of trucks for over 10 years.

Our customers have been renewing their truck insurance policies at an above average rate, and we are pleased to offer the best policies that fit your individual needs.

Truck Insurance is an inevitable part of operating a truck in the United States, and rates continue to climb as cost rise. Here at Royalty Truck Insurance we pride ourselves in providing the best truck insurance rates available to us, the best customer service in the industry, and the most efficient processing of your truck insurance quote.

Royalty Truck Insurance started its roots providing truck insurance in California, and throughout the years our customers grew from state to state and now we cover most of the United States, providing quality truck insurance, tow truck insurance, cargo insurance, General Freight, and much more.

One more aspect of Royalty Truck Insurance is the fact that we specialize in providing insurance for high risk truck drivers. We shop hundreds of companies and we get the best insurance rate and take it back to our truck driver.

If at anytime you are in need of assistance go ahead and give us a call toll free at 866-989-8998