Transportation Insurance

At Royalty Truck Insurance, we get that all of the differentiation among different types of commercial truck insurance can be confusing.  I mean, can a brotha just get some dump truck insurance without hanging on the phone for hours with a commercial truck insurance agent, getting confused and guarding against unnecessary up-selling? The answer is yes!!!

Dump truck insurance, like TONS of other variations of big truck insurance needs to be specialized.  Why?  Because hauling organizations and companies oftentimes have a fairly limited budget for business costs, but they also use pretty heavy machinery—even light duty dump trucks have moving parts and can result in serious injury if not used responsibly. (more…)

Additionally, there are lots of different employment situations for commercial truck drivers—those that work independently and contract themselves out vs. those that work for motor carriers. In different instances, the burden of financial responsibility falls on either the operator or motor carrier.

But in reality, commercial truck insurance doesn’t have to be that confusing.  In essence, required commercial truck insurance varies based on the size of the truck, the cargo and type of carrier. (more…)

Sep
02
Posted by Truck Insurance Specialist at 1:18 pm

Okay, new business idea: You know those trendy lunch trucks popping up all over Los Angeles?  The ones who have turned the traditional “roach coach” into cool themed mobile restaurants that actually serve good—sometimes even gourmet—food?

Well the entrepreneurs responsible for their emergence as a staple of Los Angeles luncheons should be looking to Beijing for their next investment—the now 11-day traffic jam that’s occurring on National Highway 110 has become 62 miles long and is expected to last through September!!!

What’s worse, the vast majority of Chinese trucks are not equipped with nearly the same amenities as the typical American rig—rather, the cabins are more like little boxes meant to comfortably house a single driver distraction-free while driving.  The concept may be great, but unfortunately, it assumes the driver is actually moving and needs to pay attention to the road.  Currently in Beijing, drivers are moving at a pace that would make racing with a snail an interesting competition, moving less than 1/3 of a mile per day. (more…)

Next time you’re hauling through the congested freeways of Los Angeles, Chicago or New York, thank your lucky stars…because truck drivers in Beijing are suffering through a lot worse than just a few hours of rough traffic.

Drivers near the Chinese capital have likely been wishing their commercial truck insurance providers could provide traffic jam insurance since August 13th, and the so-far 10-day traffic jam on National Highway 110 is expected to last through September, according to reporting by the Wall Street Journal Online.

Though China’s capital is under heavy construction to add alternate routes and build lane additions to the bottleneck freeways that cause the bulk of the congestion, experts say it’s those very construction projects that are temporarily causing the world-record delays. (more…)

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