Truck Insurance

Every fleet and independent driver needs truck insurance to cover themselves, their trucks, their cargo and the other drivers on the road each time they’re dispatched on a delivery. Truck insurance is mandated by federal and state laws, but simply having a general truck insurance policy is not enough to protect your assets or the other people on the road if accidents occur.

Truck insurance is highly specialized to suit the needs of all kinds of truckers because it has to be; If you think about it, truck driving is one of the most diverse lines of work there is—not only does the cargo truckers haul range dramatically in value, it also varies dramatically in terms of safety. Drafting the same truck insurance policy for a produce hauler as that of a hazardous chemicals or fuel hauler would be ridiculous—either the produce hauler would be over paying or the hazardous chemicals hauler wouldn’t have nearly enough coverage in the event of a spill. Not only does cargo vary so much in the trucking world, but the dynamics of the vehicle can vary as well. Tow trucks have a very different function than trucks used to haul goods. Dump trucks or flatbeds have exposed cargo, and bobtail owners oftentimes don’t need to pay for cargo coverage at all!

At Royalty Truck insurance, we understand that it can be difficult having confidence in your truck insurance policy since there are so many variations, options and levels of coverage. That’s where we come in. Royalty Truck Insurance is partnered with over 25 different companies that host a multitude of truck insurance specialties. There’s truck insurance out there for general haulers, and there’s even low-cost bobtail insurance out there for truckers who lease themselves out to fleets and are covered by their company’s insurance during the times they are dispatched. There’s also a variety of commercial truck insurance out there to suit the needs of all kinds of businesses. Services vary for tow truck insurance, produce hauler insurance, household goods hauler insurance for moving companies and dump truck insurance for dirt, sand and gravel haulers. Royalty Truck Insurance offers cargo insurance of every kind as well, from general freight to hazardous materials hauling. We even offer truck insurance services that aren’t related to your truck at all, such as worker’s compensation insurance and occupational accident insurance to protect our driver’s well being.

Whether it’s a full fleet or trucking company, an independent trucker or an owner/operator looking for non trucking liability, Royalty Truck Insurance offers every trucking insurance service and coverage imaginable. Whether you’re the “hauler of the year” or have a less-than-perfect driving record, Royalty can craft the perfect policy for everyone and shop every specialty insurance group to get you the best coverage at the most affordable rates imaginable. Contact us today for a free consultation and quote from one of our fast and friendly truck insurance representatives—we’ll have answers for you within 1 business day.