Commercial Truck Insurance

Nothing has more distinctions and variations in the world of truck insurance than commercial truck insurance. Cargo can vary from simple inexpensive goods to extremely hazardous chemicals, waste or fuel. Plus, commercial trucking companies operate in many different ways that will call for different forms of coverage. At Royalty Truck Insurance, we can cover any commercial truck insurance needs, regardless of your specialty, manner of business or the freight that you’re carrying, and we’ll even make sure that you’re complying with all state and federal regulations as they differ state to state based on cargo.

Royalty Truck Insurance can cover entire trucking companies and full fleets with just about any coverage they need. Federal law dictates that all trucking companies need a primary liability policy that covers all of their trucks and drivers in the event of an accident, and no company or fleet is too big for Royalty Truck Insurance to handle. If your business commonly hauls trailers that are owned by the companies that contract your services, Royalty offers trailer interchange insurance as well to cover you in case of accidental damage to the trailers while dispatched.

Cargo is usually what differentiates many kinds of commercial truck insurance. If a produce hauler is involved in an accident and turns over or spills, the damage may be large, but usually stops when the accident ends. If the same accident occurs with a truck carrying fuel or hazardous waste, the damage can be astronomical, necessitating environmental clean up and risking huge damages after the accident occurs from fire, explosions or toxic fumes. These types of cargo need to be treated very differently.

That’s why Royalty Truck Insurance offers just about any cargo insurance imaginable, ranging from a full line of general freight coverage to specialty freight insurance. We can craft specialized produce hauler insurance, dirt, sand and gravel hauler insurance, hazardous materials hauler insurance and fuel hauler insurance just to name a few. We also provide commercial truck insurance for specialty vehicles such as tow truck insurance, dump truck insurance and building materials hauler insurance for those operating large flatbeds that typically carry oversized loads and have exposed fragile cargo.